In-patient medical or private health insurance in Kenya refers to treatment received in a hospital where an overnight stay is medically necessary. In-patient benefits include things like hospital accommodation, anaesthesia and theatre charges, surgical fees, surgical appliances, prostheses and diagnostic tests.
For all in-patient and day-case treatment costs:
- it must be medically essential for you to occupy a hospital bed to receive the treatment
- your treatment must be provided, or overseen, by a consultant
- we pay for accommodation in a room that is no more expensive than the hospital’s standard single room with a private bathroom. This means that we will not pay the extra costs of a deluxe, executive or VIP suite etc.
- if the cost of treatment is linked to the type of room, we pay the cost of treatment at the rate which would be charged if you occupied a standard single room with a private bathroom in the hospital where you have your treatment must be recognised
Our Medical Provider directory is available on the website.
This online directory allows you to search for hospitals, clinics, doctors and specialists on a county to county basis, with the ability to narrow down the search to specific regions.